Commercial mortgages rates are determined by the cost of capital that the issuing lender has and the spread over that which they charge to the borrower. However to properly determine how your rate is priced, you will need to know what the particular benchmark rate your mortgage is based off of and what spread over that rate you are receiving. Benchmark rates that are commonly used to determine commercial mortgage rates are 10 year treasury, prime rate, LIBOR, or the Fed Funds rate. It is important to know what these rates are and what determines them because these are going to determine what the interest rate on your loan is. Commercial mortgage rates have a spread over a benchmark rate, this means that they have a predetermined premium over their benchmark. For example, a commercial mortgage may read that the rate is a spread of 250 basis points or 2.5% over the prime rate. This means that to determine your interest rate, you will use this equation; prime interest rate + 2.5% = your commercial mortgage rate.
 
Commercial Mortgages-Click here to see the parameters for Clopton Capital's commercial mortgage offerings
 
Commercial Real Estate Loans-Click here to view Clopton Capital's full menu of real estate capital offerings.
 
Your commercial mortgage rate will obviously be determined based on numerous factors, but we are confident that regardless of what your situation is, we can deliver the best options. Clopton Capital offers other solutions than simply commercial mortgages, we also provide bridge loans, SBA loans, alternative investments, purchase order financing and numerous other niche alternative financing products.
 
We can act as a highly objective advisor in procuring the business services you need. This will not only save you time, but significant amounts of capital compared to going to source after source to find what you are looking for. Clopton Capital prides itself on earning your trust and in doing so earning your current and future business. Call us today and find out just how simple acquiring the specialized lending services you need can be.
 
The best way to learn about our commercial mortgage rates is to contact a finance officer at Clopton Capital by calling 866-647-1650 or by filling out the form to the right.